New Auto Insurance

FL · Sunshine State

Auto insurance quotes in Florida

Compare coverage options across Florida.

  • Miami
  • Orlando
  • Tampa
  • Tallahassee

Drivers in Miami, Orlando, and Tampa can request an auto insurance quote through New Auto Insurance for tourist-season traffic, hurricane prep, or a household with several cars.

Licensed agents may follow up after you submit. New Auto Insurance does not bind coverage, and a request is not a policy.

State snapshot

How auto insurance is often discussed in Florida

General information about how auto insurance is often discussed in Florida. This is not insurance advice, and rules change.

  • Negligence rule

    Pure comparative fault

    Fault can reduce a bodily injury claim discussion even while PIP handles some first-party medical bills. Storm and congestion facts often return when you shop a new policy.

  • Typical claim window

    Often discussed around 2 years

    Windows vary by claim type. Confirm what applies with a licensed agent or your state insurance department.

  • Auto system

    No-fault

    No-fault states often start with PIP benefits. At-fault states usually look first at who caused the wreck.

  • Insurance regulator

    Florida Office of Insurance Regulation

    New Auto Insurance is not an insurer and does not file claims with this regulator.

Get a quote

Request an auto insurance quote in Florida

Share a few details. A licensed agent may contact you about options. Submitting a form does not bind a policy or choose a carrier.

Local context

Auto insurance landscape in Florida

Florida is a no-fault state, so personal injury protection often appears in quote and claim talks after a crash on I-95, I-4, or I-75. Storm season, flooding, and dense metro traffic around Miami, Orlando, and Tampa also show up in comprehensive and vehicle-storage questions.

A 10/20/10 liability figure is often cited at a high level, along with PIP as a separate shopping item. Comparing quotes does not guarantee a lower price. Ask a licensed agent or the Florida Office of Insurance Regulation about current minimums before you rely on a website summary.

Issues that often come up in Florida quote reviews

  • 01

    PIP beside a 10/20/10 reference

    Florida quote reviews often pair personal injury protection with a 10/20/10 liability figure as a general talking point. Miami, Orlando, and Tampa shoppers still compare higher liability if they want more than the commonly cited floor.

  • 02

    Hurricane and flood questions

    Comprehensive talks about wind, water, and where the car is stored during a storm are common. Those questions are about exposure, not a promised premium.

  • 03

    Tourist-season miles on I-4 and I-95

    Seasonal traffic can change how you should describe annual miles. New Auto Insurance does not bind coverage. Confirm PIP and liability rules with a licensed agent.

Coverage types

What people request in Florida

Request a quote for coverage that would apply in Florida. Participating agents decide whether they can discuss a policy with you.

Before you submit

Good to know in Florida

  • A form on New Auto Insurance does not bind a policy.
  • PIP and liability are separate shopping lines in many Florida reviews.
  • Verify current rules with a licensed agent or the Florida Office of Insurance Regulation.

This page is general information about Florida auto insurance, not advice from New Auto Insurance. A licensed agent who reviews your facts can confirm what applies to you.