PA · Keystone State
Auto insurance quotes in Pennsylvania
Compare coverage options across Pennsylvania.
- Philadelphia
- Pittsburgh
- State College
- Harrisburg
People in Philadelphia, Pittsburgh, and State College can request an auto insurance quote through New Auto Insurance for Turnpike travel, campus driving, or a two-metro household.
New Auto Insurance is not a carrier. Licensed agents may contact you. Submitting does not bind coverage.
State snapshot
How auto insurance is often discussed in Pennsylvania
General information about how auto insurance is often discussed in Pennsylvania. This is not insurance advice, and rules change.
Negligence rule
Modified comparative fault
Fault share can still matter while a limited-tort or full-tort style choice changes how injury claims are discussed. Turnpike and winter facts often return on the next quote.
Typical claim window
Often discussed around 2 years
Windows vary by claim type. Confirm what applies with a licensed agent or your state insurance department.
Auto system
Choice no-fault
No-fault states often start with PIP benefits. At-fault states usually look first at who caused the wreck.
Insurance regulator
Pennsylvania Insurance Department
New Auto Insurance is not an insurer and does not file claims with this regulator.
Get a quote
Request an auto insurance quote in Pennsylvania
Share a few details. A licensed agent may contact you about options. Submitting a form does not bind a policy or choose a carrier.
Local context
Auto insurance landscape in Pennsylvania
Pennsylvania is a choice no-fault state, so quote talks often include a limited-tort or full-tort style choice alongside liability. I-76, I-81, and I-79 connect Philadelphia, Pittsburgh, and mid-state towns with very different congestion and winter patterns.
A 15/30/5 liability figure is often cited at a high level. Comparing tort-choice and PIP-related options is part of shopping, not legal or insurance advice from this site. Verify details with a licensed agent or the Pennsylvania Insurance Department.
Issues that often come up in Pennsylvania quote reviews
01
Choice no-fault and tort options
Philadelphia, Pittsburgh, and State College reviews often include a limited-tort or full-tort style choice beside first-party benefits. Those options are for a licensed agent to explain. This site does not bind coverage.
02
15/30/5 as a cited minimum
Shoppers commonly hear 15/30/5 as a general liability reference, which is lower than many states. Higher limits are a frequent comparison topic.
03
Two-metro and campus use
I-76 or I-79 travel and campus parking in State College should be described accurately. Confirm rules with a licensed agent.
Coverage types
What people request in Pennsylvania
Request a quote for coverage that would apply in Pennsylvania. Participating agents decide whether they can discuss a policy with you.
Liability
Need bodily injury and property damage limits that meet your state rules? Ask for a quote.
Full Coverage
Want collision and comprehensive on top of liability? Request a full coverage quote.
Uninsured Motorist
Worried about a driver with little or no insurance? Request a UM / UIM quote.
SR-22 / High-Risk
Need an SR-22 filing or coverage after a lapse, DUI, or suspension? Ask for a quote.
Commercial Auto
Insure a work van, delivery car, or small fleet? Request a commercial auto quote.
Motorcycle
Need coverage for a street bike, cruiser, or scooter? Ask for a motorcycle quote.
RV, ATV, and Trailer
Cover a motorhome, ATV, off-road vehicle, or travel trailer? Request a quote.
Antique / Collector
Insure a classic, antique, or limited-use collector car? Ask for a quote.
Before you submit
Good to know in Pennsylvania
- A form on New Auto Insurance does not bind a policy.
- Tort-choice options should be confirmed with a licensed agent.
- Verify details with a licensed agent or the Pennsylvania Insurance Department.
This page is general information about Pennsylvania auto insurance, not advice from New Auto Insurance. A licensed agent who reviews your facts can confirm what applies to you.